Welcome to OwnWithWill.com, operated by William Kearney. By accessing or using this website, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, please do not use this website.

The information provided on this website is for general informational and educational purposes only. The content is designed to help individuals better understand the home buying process, particularly for first time buyers in Spokane County.

Nothing on this website should be interpreted as legal, financial, tax, or investment advice.

Real estate decisions involve significant financial considerations and should be discussed with qualified professionals including lenders, attorneys, accountants, and licensed real estate brokers.

The content provided through this website, including guides, checklists, videos, and other resources, is intended for informational purposes only.

While William Kearney is a licensed real estate professional, the information provided through this website does not constitute a client agent relationship unless a formal agreement has been established.

You should not rely solely on the information provided on this website when making financial or real estate decisions.

We strive to provide accurate and up to date information; however, the real estate and lending environment are constantly changing.

OwnWithWill.com makes no guarantees regarding the accuracy, completeness, or reliability of any information presented on this website.

Users assume full responsibility for how they interpret and use the information provided.

This website may contain links to third party websites or services including but not limited to:

• Mortgage lenders

• Scheduling platforms

• Social media platforms

• Real estate service providers

These third party services operate independently and have their own terms and privacy policies.

OwnWithWill.com is not responsible for the content, policies, or practices of third party websites.

All content on this website, including but not limited to:

• Text

• Graphics

• Videos

• Guides

• Branding

• Downloadable Resources

Is the intellectual property of William Kearney / OwnWithWill.com unless otherwise noted.

Content may not be reproduced, copied, distributed, or used for commercial purposes without written permission.

You may download or print resources for personal, non-commercial use only.

By using this website, you agree that OwnWithWill.com and William Kearney will not be liable for any damages resulting from:

• Reliance on information from this website

• Decisions related to real estate transactions

• Errors or Omissions in website content

• Interruptions or technical issues with the website

Real estate transactions involve risk, and users are encouraged to conduct their own due diligence.

Users agree not to use this website for any unlawful or prohibited purpose including but not limited to:

• Attempting to access restricted areas of the website

• Interfering with website functionality

• Submitting false information through forms

Any misuse of the website may result in restricted access.

Your use of this website is also governed by our Privacy Policy, which explains how personal information is collected and used.

If you submit personal information through forms on this website, you consent to the practices described in the Privacy Policy.

We reserve the right to modify these Terms of Use at any time without prior notice.

Updates will be posted on this page with a revised effective date.

Continued use of the website after changes are made constitutes acceptance of those changes.

These Terms of Use shall be governed by and interpreted in accordance with the laws of the State of Washington, without regard to conflict of law principles.

If you have any questions about these Terms of Use, please contact:

William Kearney

Windermere City Group LLC.

1237 W. Summit Pkwy.

Spokane, WA. 99201

William@OwnWithWill.com

www.OwnWithWill.com